Larchmont, NY Late Fee Limits 2026
Late fees in Larchmont are capped at 5% of rent ($145 at median rent). Charge more and tenants sue to recover — courts void excessive fees regardless of what the lease says.
In New York, late fees must be reasonable and proportional to actual damages from late payment. The cap is 5% of rent. A 5-day grace period applies.
This applies to properties in Larchmont, NY. Check all requirements for your property →
Key Takeaways — Larchmont Late Fee Limits
- Key rule: 5% Max or Tenants Sue
- Violation risk: face a lawsuit
Late Fee Limits in Larchmont
Larchmont landlords must follow New York state law on late fee limits. Understanding the specific rules, deadlines, and penalties can prevent costly violations.
$2,910
median 2BR rent
5% Max or Tenants Sue
key requirement
Penalty Warning
Violate New York late fee limits rules in Larchmont and you could face a lawsuit. At Larchmont's median rent of $2,910/month, even a single violation adds up fast.
Larchmont Rental Market Context
Larchmont is the 138th-largest city in New York (population 6,493). With a median 2-bedroom rent of $2,910/month, it falls in the premium range for New York rental costs — 114% above the state median of $1,360/month.
How Larchmont Compares in Westchester County
Larchmont ranks #19 of 24 cities in Westchester County by population. Because late fee limits rules are often tied to rent amounts, costs vary across the county.
| City | Population | Median Rent | Late Fee Limit |
|---|---|---|---|
| Yonkers | 207,657 | $2,910/mo | $145 max |
| New Rochelle | 83,742 | $2,910/mo | $145 max |
| Mount Vernon | 71,168 | $2,910/mo | $145 max |
| White Plains | 61,288 | $2,910/mo | $145 max |
| Harrison | 30,780 | $2,910/mo | $145 max |
| Port Chester | 30,584 | $2,910/mo | $145 max |
| Ossining | 26,542 | $2,910/mo | $145 max |
| Peekskill | 25,442 | $2,910/mo | $145 max |
| Mamaroneck | 19,533 | $2,910/mo | $145 max |
| Scarsdale | 17,747 | $2,910/mo | $145 max |
| Rye | 16,202 | $2,910/mo | $145 max |
| Tarrytown | 11,691 | $2,910/mo | $145 max |
| Dobbs Ferry | 11,309 | $2,910/mo | $145 max |
| Mount Kisco | 10,567 | $2,910/mo | $145 max |
| Briarcliff Manor | 7,319 | $2,910/mo | $145 max |
Rents based on HUD Fair Market Rents (FY2026) for Westchester County, New York. All cities follow New York state law unless a local ordinance applies.
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Late Fee Limits by Unit Size in Larchmont
Late fee caps scale with rent. Here's the maximum by unit type:
| Unit Size | Median Rent | Max Late Fee (5%) |
|---|---|---|
| Studio | $2,529/mo | $126 |
| 1-Bedroom | $2,655/mo | $132 |
| 2-Bedroom | $2,910/mo | $145 |
| 3-Bedroom | $3,644/mo | $182 |
Rents based on HUD Fair Market Rents (FY2026) for Westchester County.
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More Larchmont Landlord Laws
Late Fee Limits in Nearby Cities
Own properties in multiple cities? Rules may differ locally:
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Not ready to start? Get the free Late Fee Limits checklist for New York landlords.
Download Free ChecklistReviewed by Rachid Abadli
Founder & CEO, LeaseBase · Sacramento landlord · Self-managing since 2019
LeaseBase is a property management platform — not a law firm. Consult an attorney for legal advice specific to your situation.
