St. Mary, KY Late Fee Limits 2026
Late fees in St. Mary must be reasonable. Charge more and tenants sue to recover — courts void excessive fees regardless of what the lease says.
In Kentucky, late fees must be reasonable and proportional to actual damages from late payment. There is no specific statutory cap, but courts void excessive fees. Grace periods are typically set by the lease.
This applies to properties in St. Mary, KY. Check all requirements for your property →
Key Takeaways — St. Mary Late Fee Limits
- Key rule: Must Be Reasonable
- Violation risk: face a challenge in court
Late Fee Limits in St. Mary
St. Mary landlords must follow Kentucky state law on late fee limits. Understanding the specific rules, deadlines, and penalties can prevent costly violations.
$983
median 2BR rent
Must Be Reasonable
key requirement
Penalty Warning
Violate Kentucky late fee limits rules in St. Mary and you could face a challenge in court. At St. Mary's median rent of $983/month, even a single violation adds up fast.
St. Mary Rental Market Context
St. Mary is the 392nd-largest city in Kentucky (population 143). With a median 2-bedroom rent of $983/month, it falls in the above-average range for Kentucky rental costs — 9% above the state median of $900/month.
How St. Mary Compares in County
St. Mary ranks #115 of 128 cities in County by population. Because late fee limits rules are often tied to rent amounts, costs vary across the county.
| City | Population | Median Rent | Late Fee Limit |
|---|---|---|---|
| Lexington-Fayette | 320,154 | $866/mo | Reasonable |
| Jeffersontown | 28,716 | $866/mo | Reasonable |
| St. Matthews | 17,356 | $866/mo | Reasonable |
| Shively | 15,455 | $866/mo | Reasonable |
| Lyndon | 10,909 | $866/mo | Reasonable |
| Middletown | 9,630 | $866/mo | Reasonable |
| Elsmere | 9,147 | $866/mo | Reasonable |
| Middlesborough | 9,012 | $866/mo | Reasonable |
| Fort Mitchell | 8,639 | $866/mo | Reasonable |
| Edgewood | 8,398 | $866/mo | Reasonable |
| Villa Hills | 7,537 | $866/mo | Reasonable |
| Taylor Mill | 6,937 | $866/mo | Reasonable |
| Highland Heights | 6,612 | $866/mo | Reasonable |
| Cold Spring | 6,414 | $866/mo | Reasonable |
| Fort Wright | 6,061 | $866/mo | Reasonable |
Rents based on HUD Fair Market Rents (FY2026) for County, Kentucky. All cities follow Kentucky state law unless a local ordinance applies.
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Rents based on HUD Fair Market Rents (FY2026) for State Average.
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More St. Mary Landlord Laws
Late Fee Limits in Nearby Cities
Own properties in multiple cities? Rules may differ locally:
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Not ready to start? Get the free Late Fee Limits checklist for Kentucky landlords.
Download Free ChecklistReviewed by Rachid Abadli
Founder & CEO, LeaseBase · Sacramento landlord · Self-managing since 2019
LeaseBase is a property management platform — not a law firm. Consult an attorney for legal advice specific to your situation.
